Each rated health plan has an overall quality rating, called the "Global Score," of one to five stars (five is the highest rating), which accounts for member experience, medical care, and health plan administration.
Member experience: Based on surveys of member satisfaction with:
Their health care and doctors
Ease of getting appointments and services
Medical care: Based on how well the plan’s network of health care providers manage member health care, including:
Providing regular screenings, vaccines and other basic health services
Monitoring some conditions
Plan administration: Based on how well the health plan is run, including:
Customer service
Access to needed information
Appropriate tests and treatments are ordered by the plan’s network of health care providers
Not necessarily. All health plans ratings are calculated the same way, using the same information sources, no matter what level of coverage they provide.
Note: Plan quality ratings and enrollee survey results are calculated by the Centers for Medicare and Medicaid Services (CMS) using data provided by health plans in 2024. The ratings you will see in our plan comparison tool are for health plans for the 2025 plan year. Learn more about these ratings on HealthCare.gov.