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Medica

Medica 2023 open enrollment webinar highlights and key points

Overview

  • 3,000 team members
  • Not-for-profit organization with 1.5 million members in 12 states
  • Medica Foundation- provides support for customers and the greater community

Medical Plans - 2023 New Plan Designs

All Medica plans have one deductible for medical and pharmacy combined

$0 PCP: Offers $0 Primary Care office visits, Urgent Care visits, Convenience Care, Mental Health and Substance use disorder office visits, Chiropractic office visits

  • Offered in several states and different metal levels

Basic Plan: Another copay option for Greater MN with lower co-payments for PCP office visits

Premier Plans: Low deductible plan offered at the Bronze level. Office visit copay applies once the deductible is met. $0 Primary Care office visit copay after deductible. Deductible does not apply to most pharmacy benefits.

  • Offered at the Bronze level in several states

HSA Plans: High deductible plan compatible with HSA account

  • One plan now have co-pays after deductible for pharmacy benefits (AZ only)
  • Many HSA plans have decreased deductibles for 2023
  • Many HSA plans have decreased coinsurance for 2023

Value-Add Programs

  • Covered insulin for only $25/month
  • One deductible that combines medical and pharmacy costs
  • New for 2023! Access to AbleTo (formerly Sanvello), a highly rated on-demand mental health app
  • Access to Virtuwell and Amwell. Cost is $0 *HSA plans receive $0 benefit after the deductible is met

Resources

MNsure Shop and Compare Online Tool

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