Medica
Medica 2023 open enrollment webinar highlights and key points
Overview
- 3,000 team members
- Not-for-profit organization with 1.5 million members in 12 states
- Medica Foundation- provides support for customers and the greater community
Medical Plans - 2023 New Plan Designs
All Medica plans have one deductible for medical and pharmacy combined
$0 PCP: Offers $0 Primary Care office visits, Urgent Care visits, Convenience Care, Mental Health and Substance use disorder office visits, Chiropractic office visits
- Offered in several states and different metal levels
Basic Plan: Another copay option for Greater MN with lower co-payments for PCP office visits
Premier Plans: Low deductible plan offered at the Bronze level. Office visit copay applies once the deductible is met. $0 Primary Care office visit copay after deductible. Deductible does not apply to most pharmacy benefits.
- Offered at the Bronze level in several states
HSA Plans: High deductible plan compatible with HSA account
- One plan now have co-pays after deductible for pharmacy benefits (AZ only)
- Many HSA plans have decreased deductibles for 2023
- Many HSA plans have decreased coinsurance for 2023
Value-Add Programs
- Covered insulin for only $25/month
- One deductible that combines medical and pharmacy costs
- New for 2023! Access to AbleTo (formerly Sanvello), a highly rated on-demand mental health app
- Access to Virtuwell and Amwell. Cost is $0 *HSA plans receive $0 benefit after the deductible is met
Resources
MNsure Shop and Compare Online Tool