Primary navigation

    Guardian

    Guardian 2023 open enrollment webinar highlights and key points

    Overview

    • 1860 - The Germania Life Insurance Company of America is created by Hugo Wesendonck.
    • 1918 - The company changes its name to The Guardian Life Insurance Company of America.
    • 1925 - Guardian converts into a wholly owned mutual company, fully owned by its policyholders.
    • 1957 - Guardian enters the employee benefits market.
    • 2020 - Guardian celebrates its 160th anniversary. 
    • Guardian Essentials
      • The Essentials plan is a comprehensive traditional plan, covering all three classes of benefits; Preventive, Basic & Major.
      • The Essentials plan also includes the pediatric dental Essential Health Benefit (EHB) as mandated by the Affordable Care Act (ACA), which is a comprehensive set of dental services for children under age 19.
      • See any dentist you want but you can save more when you visit a dentist that participates in Guardian’s DentalGuard Preferred network. As one of the largest networks nationwide, chances are your dentist is already participating. Charges for services provided by participating dentists are reimbursed directly from Guardian.
    • Guardian Select
      • The Basics plan is for those that have no foreseeable need for major services. This plan does include Endo, Perio & Simple Extractions.
      • The Basics plan also includes the pediatric dental Essential Health Benefit (EHB) as mandated by the Affordable Care Act (ACA), which is a comprehensive set of dental services for children under age 19.
      • See any dentist you want but you can save more when you visit a dentist that participates in Guardian’s DentalGuard Preferred network. As one of the largest networks nationwide, chances are your dentist is already participating. Charges for services provided by participating dentists are reimbursed directly from Guardian.
    • Guardian Preventive Plus
      • The Preventive Plus plan is for those that have a need for routine cleanings and check-ups.
      • The Preventive Plus plan also includes the pediatric dental Essential Health Benefit (EHB) as mandated by the Affordable Care Act (ACA), which is a comprehensive set of dental services for children under age 19.
      • See any dentist you want but you can save more when you visit a dentist that participates in Guardian’s DentalGuard Preferred network. As one of the largest networks nationwide, chances are your dentist is already participating. Charges for services provided by participating dentists are reimbursed directly from Guardian.
    • Guardian Essential Health Benefit for Children Under 19
      • The Essential Health Benefit meets MN benchmark requirements.
      • The Essential Health Benefit is included in all 4 Guardian plans.
      • Medically Necessary Orthodontia is included as an In-Network benefit.

    Resources

    MNsure Shop and Compare Online Tool

    Phone: 844-561-5600

    Get Appointed with Guardian

    Guardian Find a Dentist Tool

    back to top