Additional information needed about exemptions, tobacco use and privacy notice acknowledgement before you can proceed with online enrollment in a private plan through MNsure.
If you are age 30 or older and want to enroll in a catastrophic health plan, you must qualify for a hardship exemption. Individuals under age 30 do not need an exemption to purchase this type of coverage. See the HealthCare.gov for more information on how to apply. Use the plan lookup instructions here to gather information you’ll need from MNsure when applying.
If you have received a hardship exemption, the plan results will show you catastrophic medical plans if available to you. You will need your hardship exemption certificate number, which you will receive once you are determined eligible for a hardship exemption.
If anyone has a hardship exemption, check the box indicating this applies to you and enter the hardship exemption number before proceeding to the next screen.
You'll need to answer “yes” or “no” to tobacco use for each of the household members shown.
Insurance companies can charge tobacco users more for coverage (does not apply to religious or ceremonial use). This question is not optional—it is used for plan premium information and sent to the insurance company.
Finally, read the privacy notice and click Continue if you acknowledge you have read and understand the notice.
Next: select the members you want to shop for first.
