Drug Preferences List

A covered drug list, also known as a formulary, is a list of prescription drugs covered by a health plan. Each insurance company owns and manages their covered drug list.

Go to our plan comparison tool and enter your prescriptions under the section titled “Tell Us about Your Health Care Needs” to see what drugs are covered by a particular health plan.

Use MNsure's plan comparison tool to find out which plans offer free or low-cost insulin.

To confirm that a particular drug is covered by a particular plan, contact the insurance company.

Most likely, but you should always contact the insurance company to confirm a generic drug is covered.

(A generic drug is a chemically equivalent, lower-cost version of a brand-name drug.)

If your prescription drug is not included in the drug preferences list, contact the insurance company for more information.

Yes, an insurance company can add or remove prescription drugs at any time. To confirm that a particular drug is covered by a particular plan, contact the insurance company.

Most health plans have an approval process called "prior authorization" that is used to limit or restrict the use of certain drugs. If you don’t get prior authorization for a drug that requires it, the drug may cost you more, or the plan may not cover it.

The drug preferences list does provide information about prior authorization. However, you should always contact the insurance company to confirm this information.

Yes. However, you should always contact the insurance company to confirm this information.

(Step therapy is intended to control the costs and risks posed by certain prescription drugs. The treatment starts with the most cost-effective and lower-risk medications, and may progress to more costly or risky prescription drugs if necessary.)